A G Alexis Garcia Legal LAW FIRM
Miami, FL · Serving Dade & Broward

Stop Creditor Calls.
Get a Fresh Start.

Overwhelmed by debt? Attorney Alexis Garcia has helped 1,000+ families throughout her career eliminate debt and protect their assets — in as little as 90 days.

✓ Free consultation — no obligation
1,000+
Families helped in career
15+
Years in Miami
5.0★
Google rating
Florida Bar Member
5.0 ★ Google Reviews
Confidential consultation
Se habla español
Payment plans available

Facing garnishment, foreclosure, or creditor lawsuits? Filing bankruptcy triggers an automatic stay — by law, all creditor calls, lawsuits, and collection actions must stop immediately.

Attorney Alexis Garcia

Alexis Garcia, Esq.

Bankruptcy Attorney • Miami, FL

With over 15 years helping Miami families navigate financial hardship, I understand the stress you are facing. My mission is simple: give every client a real path forward — with dignity, clarity, and results. Whether you need Chapter 7 or Chapter 13, I will personally guide you through every step.

Which chapter is right for you?

Most Miami residents qualify for Chapter 7. If you own a home or have regular income, Chapter 13 may protect more of your assets.

Chapter 7 — Liquidation

Eliminate most unsecured debt in 3–6 months. Best for lower income or those with few assets to protect.

Most common in Miami
  • Wipes out credit card & medical debt
  • Process takes 90–180 days
  • Must pass means test
  • No repayment plan required

Chapter 13 — Reorganization

Restructure into a 3–5 year repayment plan. Keep your home and car while catching up on missed payments.

Best to save assets
  • Stop foreclosure & keep your home
  • Catch up on car payments
  • Protect non-exempt assets
  • Requires steady income

How it works

From your first call to a debt-free life — here is the process.

1

Free consultation

Review your full situation with Attorney Garcia — no cost, no commitment. We identify which chapter fits and walk you through every next step.

2

We file on your behalf

The automatic stay goes into effect the moment we file. Creditor calls, wage garnishments, and lawsuits must stop by federal law — immediately.

3

Debt discharged — fresh start

Once complete, qualifying debts are eliminated. We provide a personalized credit rebuild roadmap so you can recover faster.

What clients say

Real Google reviews from real Miami families.

Common questions
In most cases, no. Florida has strong homestead exemption laws. Chapter 13 is specifically designed to let you keep secured assets while catching up on payments. Attorney Garcia will assess your specific situation in the free consultation.
Chapter 7 appears for 10 years; Chapter 13 for 7 years. However, most clients see their credit score begin to recover within 12–18 months after discharge, especially with the right rebuild strategy.
Attorney fees vary by case complexity. We offer flexible payment plans and the consultation is always free. Many clients find the cost is far less than one month of minimum payments on dischargeable debt.
Yes. Self-employed individuals can file both Chapter 7 and Chapter 13. The means test uses your average monthly income over the past 6 months. Eligibility will be confirmed in your free consultation.
Immediately upon filing. The moment your petition is filed with the court, federal law requires all creditors to cease collection activity — calls, lawsuits, garnishments, and foreclosure proceedings all stop.
Send us a message

Leave your details and Attorney Garcia or her team will call you back within 2 business hours.

Send Us a Message Or Call Now: (786) 786-7937

🔒 100% confidential — no obligation whatsoever

This website is attorney advertising. Prior results do not guarantee a similar outcome. The information on this website does not constitute legal advice. Contacting us does not create an attorney-client relationship. Attorney Alexis Garcia is licensed to practice law in the State of Florida.